The World's Most Advanced
Payment Gateway
Accept payments from anywhere, on any device. Intelligent routing, instant settlements, and industry-leading success rates.
Powering the Internet Economy
From startups to Fortune 500s, businesses of all sizes rely on UnPay to accept payments.
Global Reach, Local Presence
Accept payments in 135+ currencies with local acquiring in key markets.
Built for every business model
Whether you are a startup or an enterprise, UnPay adapts to your unique payment needs.
E-commerce
Boost conversion rates with a frictionless checkout optimized for retail.
- Cart Abandonment Recovery
- Instant Refunds
- COD Intelligence
SaaS & Subscription
Automate recurring billing and manage global subscriptions effortlessly.
- Smart Retries
- Prorated Billing
- dunning Management
Marketplaces
Split payments between sellers and manage complex commission structures.
- Split Settlements
- Vendor Onboarding
- Tax Handling
BFSI & Fintech
Bank-grade infrastructure for high-value transaction processing.
- 99.999% Uptime
- Dedicated PIPs
- On-Premise Deployment
Accept Every Way Your Customers Pay
Don't lose a sale because of a missing payment method. We support the widest range of payment modes in the industry.
Cards
Visa, Mastercard, Amex, RuPay
UPI
Google Pay, PhonePe, Paytm, BHIM
Netbanking
50+ Banks supported
Wallets
Amazon Pay, MobiKwik, Airtel Money
EMI & BNPL
Cardless EMI, Pay Later
Checkout that converts like magic.
A friction-free payment experience designed for speed. Smart intent detection, saved cards, and 1-click payments increase your success rates by up to 15%.
Smart Intent
Automatically opens UPI apps.
Saved Cards
Tokenized for 1-click repeat purchases.
Native OTP
Auto-read OTP for faster completion.
Dynamic Currency
Show prices in user's local currency.
Everything you need to grow
A complete payments platform engineered for growth, reliability, and security.
Instant Settlement
Get access to your funds in seconds, not days. Real-time settlement for eligible businesses.
International Payments
Accept payments in 135+ currencies and settle in your local currency with competitive FX rates.
Fraud Protection
AI-driven fraud detection that stops suspicious transactions while letting legitimate ones through.
Mobile Optimized
Checkout pages designed for mobile-first. Apple Pay, Google Pay, and native intent support.
Subscription Managment
Built-in support for recurring billing, trial periods, and prorated upgrades.
Deep Analytics
Real-time insights into payment success rates, refund ratios, and customer behavior.
How UnPay Moves Money
A simplified view of our complex, redundant, and highly available payment infrastructure.
Customer
Initiates payment via Checkout
UnPay Shield
Fraud check & Smart Routing
Bank Networks
Visa, MasterCard, NPCI
Settlement
Funds deposited to you
Designed for developers, loved by reliability engineers.
Integrate UnPay in minutes with our robust SDKs and clear documentation. We handle the complexity of compliance and routing.
$ npm install @unpay/checkout-js
...
const unpay = require('@unpay/checkout-js');
await unpay.process({
amount: 5000,
currency: 'INR',
customer: 'cust_88291',
mode: 'upi'
});
Fortress-level protection for every transaction.
We don't just process payments; we protect your business. Our infrastructure is built to meet the most stringent security standards in the financial world.
PCI-DSS Level 1 Compliant
The highest level of certification in the payments industry.
End-to-End Encryption
All sensitive data is encrypted at rest and in transit using AES-256.
Tokenization Engine
Card numbers are replaced with tokens, reducing your compliance scope.
Real-time Fraud Monitoring
AI models analyze 100+ signals per transaction to block fraud.
Enterprise-Grade Compliance
Certified by global standards bodies.
Compliant
Certified
Audited
compliant
Frequently Asked Questions
Everything you need to know about integrating UnPay Payment Gateway.
Ready to scale your business?
Join thousands of businesses who process billions with UnPay today.