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Payouts|Enterprise Ready

Payouts

Automate bulk payouts to bank accounts and UPI handles.

payouts::Dashboard_View

System Status: Operational

Throughput
5000 req/sec
Modes
IMPS, NEFT, RTGS, UPI
Settlement
Instant / T+0
Webhooks
Real-time
Developer First

Designed for Developers,
Built for Scale.

Integrate our robust APIs in minutes, not months. Detailed documentation, SDKs for all major languages, and a thoroughly tested sandbox environment ensure a smooth developer experience.

Low Latency

Optimized for speed with <100ms response times.

Bank-Grade Security

AES-256 encryption and PCI-DSS compliance.

99.99% Uptime

Redundant infrastructure ensuring high availability.

Request: payouts
// Initiate a Payout
  const payout = await unpay.payouts.create({
    amount: 500000, // ₹5,000.00
    currency: "INR",
    mode: "IMPS",
    beneficiary: {
      accountNumber: "1234567890",
      ifsc: "HDFC0001234"
    },
    notes: {
      reference_id: "txn_998877"
    }
  });
  
  console.log(payout.status); // "processing"

Engineered for Excellence

Send money to vendors, employees, or customers instantly. Our Payouts API handles bulk transfers, ensuring 24/7 reliability and maximizing success rates.

Bulk Transfers

Process thousands of payouts in a single API call.

Instant Settlements

Funds settle instantly via IMPS or UPI.

Smart Routing

Automatically route transactions for highest success rate.

Beneficiary Management

Verify bank accounts before transferring funds.

Workflow Architecture

How It Works

Seamless integration into your existing stack.

1

Add Beneficiary

Register account details via API.

2

Fund Wallet

Top up your payout wallet.

3

Initiate Payout

Trigger single or bulk payouts.

4

Reconcile

Automated reports and webhooks.

Frequently Asked Questions

Is there a limit on payouts?

Limits are customizable based on your business needs and compliance checks.

Ready to transform finance?

Join thousands of fintechs and enterprises building the future of financial services with UnPay.