The Modern Escrow
Management Platform
Automate payouts, manage agreements, and track funds in real-time with India's first API-driven Escrow stack.
Powering Trust with Leading Banks
Scale with Confidence
Join the fastest growing companies in India who trust UnPay for their critical payment infrastructure.
Complete Visibility & Control
Manage all your escrow accounts, track real-time flows, and generate reconciliation reports from a single powerful dashboard.
Recent Transactions
Built for Trustless Transactions
A complete suite of primitives to automate complex money flows without manual intervention.
Digital Agreements
Create legally binding digital escrow agreements on the fly with e-signatures.
Smart Splitting
Automatically split incoming payments to multiple vendors, commissions, and taxes.
Real-time Triggers
Execute payouts instantly via API when milestones (delivery, approval) are met.
Multi-Party Accounts
Support for N-nodal accounts with complex approval workflows.
Full Visibility
Dashboard for buyers and sellers to track fund status in real-time.
Lien Marking
Mark liens on funds for specific timeframes or conditions.
Intregrate in Minutes,
Not Months.
Our RESTful APIs are designed for developers. Create accounts, add beneficiaries, and trigger payouts programmatically with just a few lines of code.
- Sandboxed environment for testing
- Webhooks for real-time status updates
- Comprehensive SDKs for Node, Python, and Go
- 99.99% Uptime SLA
Built for your Stack
We provide native SDKs and comprehensive documentation to help your engineering team hit the ground running.
How UnPay Escrow Works
Agreement
Buyer & Seller agree on terms via digital contract.
Deposit
Buyer deposits funds into UnPay Smart Escrow.
Verification
Milestone verified via API or Trustee approval.
Release
Funds instantly released to Seller's account.
Uncompromised Safety
Your funds are protected by a multi-layered security architecture designed for zero-trust environments.
AES-256 Encryption
All sensitive data is encrypted at rest and in transit using banking-standard protocols.
Data Residency
All data is stored exclusively within secure Indian data centers, fully compliant with RBI norms.
Audit Trails
Immutable logs for every API call, improved accountability and simplifying audits.
Role Based Access
Granular permissions to control who can initiate, approve, or view transaction details.
Compliance Stack
Total Compliance Clarity.
We partner with India's top SEBI Registered Trustees to ensure your funds are legally protected and managed.
Whether you are a marketplace, a fintech, or a lending company, our structure ensures you are fully compliant with RBI's guidelines on Nodal and Escrow accounts.
Talk to our Compliance ExpertBuilt for Every Use Case
Real Estate
RERA compliant escrow for construction projects and property sales.
NBFCs & Lending
Co-lending and collection escrows to manage funds between partners.
Marketplaces
Split payments and hold funds to build trust between buyers and sellers.
FinTechs
Launch neobanking features with underlying regulated escrow accounts.
Why Industry Leaders Choose UnPay
Go live in days with our API-first approach compared to months with traditional banks.
Zero paperworks. Completely digital KYC, agreements, and account activation.
Dedicated account managers and technical support for your critical money flows.
Frequently Asked Questions
Everything you need to know about setting up your Smart Escrow.
Ready to automate trust?
Join India's leading marketplaces and fintechs who process over ₹500 Cr annually with UnPay.