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Loan Management|Enterprise Ready

Loan Management

End-to-end digital lending and loan lifecycle management.

loan-management::Dashboard_View

System Status: Operational

Engine
Rule-based & AI
Documents
DigiLocker Integration
Repayment
eNACH / UPI Autopay
Customization
No-code Product Config
Developer First

Designed for Developers,
Built for Scale.

Integrate our robust APIs in minutes, not months. Detailed documentation, SDKs for all major languages, and a thoroughly tested sandbox environment ensure a smooth developer experience.

Low Latency

Optimized for speed with <100ms response times.

Bank-Grade Security

AES-256 encryption and PCI-DSS compliance.

99.99% Uptime

Redundant infrastructure ensuring high availability.

Request: loan-management
// Create Loan Application
  const application = await unpay.lms.apply({
    customer_id: "cust_001",
    product_id: "prod_personal_loan",
    amount: 50000,
    tenure_months: 12
  });
  
  console.log(application.decision); // "approved"

Engineered for Excellence

Launch and manage loan products with ease. From origination to repayment, our LMS handles the entire lifecycle of a loan.

Origination

Digital application and document collection.

Underwriting

Rule-based credit decision engine.

Disbursal

Instant disbursement to borrower account.

Collections

Automated repayment reminders and collection.

Workflow Architecture

How It Works

Seamless integration into your existing stack.

1

Apply

Borrower submits application.

2

Approve

System checks creditworthiness.

3

Disburse

Funds sent to wallet/bank.

4

Repay

Borrower pays EMI.

Frequently Asked Questions

Can I customize loan products?

Yes, configure interest rates, tenure, and fees flexibly.

Ready to transform finance?

Join thousands of fintechs and enterprises building the future of financial services with UnPay.