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Next-Gen UPI Stack

Future-Proof
UPI Payments

Experience the speed of intent-based payments. Zero-friction checkout with Dynamic QR, AutoPay, and deep-link flows designed for scale.

NPCI Verified
92% Success Rate
₹5,499
Payment Request
Tap to Pay
Success
0.4s
Security
Verified

Engineered for modern commerce

A modular suite of UPI tools designed to fit any business model, from high-velocity retail to subscription platforms.

Dynamic QR

Generates a unique QR for every single customer order. Automatically clears and reconciles instantly.

Native Intent

Deep-link directly to UPI apps. No VPA entry needed.

UPI AutoPay

Recurring mandates

T+0 Settlement

Instant accessibility

Enterprise Security

ISO 27001 & NPCI Certified

High-Velocity Payment Pipeline

Visualizing the milliseconds between a tap and a confirmation.

Payer App (GPay/PhonePe)

Customer

INITIATES
CORE

UnPay Switch

ROUTES & SECURES
NPCI / Banking Rail

Bank Rail

AUTHORIZES

Merchant

SETTLEMENT
50 ms
Latency
99.99%
Uptime
2048-bit
Encryption
10M+
Daily Txns

Built for every flow

One integration, endless possibilities.

E-Commerce

Seamless Mobile Checkout

Reduce cart abandonment with UPI Intent. Customers pay directly from your app without entering VPA or switching apps manually.

Retail

Dynamic QR at POS

Deploy Dynamic QRs on your POS machines or Static QRs at counters. Accept payments from any UPI app instantly.

Subscriptions

Recurring AutoPay

Automate recurring payments for OTT subscriptions, SaaS fees, or EMI collections with UPI AutoPay.

Bill Payments

Collect Requests

Send payment reminders to customers via SMS/WhatsApp with a UPI Collect link. They approve, and you get paid.

Why top enterprises scale with UnPay

92% Success Rate

Smart routing across multiple banking rails ensures your transactions never fail, even during peak loads.

12% higher than industry avg

T+0 Settlement

Don't waiting for your money. Get instant settlements to your bank account 24/7, 365 days a year.

Real-time liquidity

Fraud Detection

AI-driven risk engine detects and blocks suspicious VPA activity in real-time before it hits your bank.

Zero chargebacks
100% Secure & Compliant

Built on a foundation of Trust & Security

We take security seriously. Our UPI infrastructure is built to meet the most stringent regulatory standards, ensuring your business and your customers are always protected.

NPCI Certified Partner

Direct integration with NPCI switch for higher reliability and success rates.

End-to-End Encryption

All UPI transactions are secured with military-grade AES-256 encryption.

Guideline Compliant

100% compliant with latest NPCI and RBI guidelines for VPA handling and data storage.

VPA Validation

Real-time VPA validation to prevent failed transactions and improve UX.

NPCI Verified
AES-256

Modernize your payments with UnPay UPI

Join thousands of businesses processing millions in GMV on the most reliable UPI stack.